Trusted Guidance.Brighter Future.
Stony Brook Financial Group helps individuals, families, and real estate professionals across Reading, Lancaster, and surrounding Pennsylvania communities with mortgage guidance, credit counseling, real estate support, investor services, and financial education.
Based in Reading, PA. Serving Lancaster, Berks County, Lancaster County, and clients across multiple states through secure virtual support.
Mortgage Guidance
Understand your options and prepare for the process with clear, personalized guidance. Mortgage lending services are provided through Joseph's licensed role with East Coast Capital.
Credit Counseling & Restoration Support
Education-first support to help you understand your credit profile, identify challenges, and create a realistic path forward. Results vary.
Local to Reading & Lancaster
Relationship-first guidance rooted in Berks and Lancaster counties, with virtual consultations available across multiple states.
Our Services
Personalized Financial Solutions
Stony Brook Financial Group provides mortgage guidance, credit counseling and restoration support, real estate support, investor services, and financial education — all built around honest conversations and education-first advice. Whether you're preparing to buy your first home, strengthening your credit, or planning your next move, our team helps you understand your options and take the next informed step. Results vary based on each client's situation.
See MoreHomeownership
We turn the dream of owning a home into reality — from finding the right property to making an offer and closing with confidence.
Credit
We strengthen your overall financial profile through education, counseling, and restoration — opening doors to more options and long-term stability.
Partnership
We believe success is built on trust. Through clear communication, transparency, and personalized care, we build lasting relationships that empower clients to achieve long-term financial freedom.
Growth
From first-time buyers to seasoned investors, we provide tailored financial strategies designed to help clients build wealth, secure assets, and grow with confidence.
Who We Help
Meeting Clients Where They Are
Every financial journey looks different. Stony Brook Financial Group helps clients understand where they are, what options may be available, and what steps can move them closer to long-term stability, homeownership, and financial confidence.
First-Time Homebuyers
Guidance for buyers who want to understand the mortgage process, prepare financially, and move toward homeownership with more clarity.
Buyers Working on Credit
Support for clients who want to better understand their credit, identify challenges, and create a realistic path forward.
Families Planning Their Next Move
Financial and mortgage guidance for families preparing for their next home, next chapter, or next opportunity.
Real Estate Professionals
Support for agents and real estate partners who want a trusted financial resource for their clients.
Investors & Business-Minded Clients
Guidance for clients exploring real estate opportunities, financial planning, and long-term strategy.
Serving Pennsylvania
Serving Reading, Lancaster & Communities Across Pennsylvania
Stony Brook Financial Group is based in Reading, Pennsylvania and proudly serves clients throughout Lancaster, Berks County, Lancaster County, and surrounding communities. As the company continues growing its Lancaster presence, SFG remains focused on the same relationship-first approach that has helped clients across Pennsylvania and beyond.
Reading, PA
Our home base. Deep roots in Berks County — mortgage, credit, and real estate guidance for the neighborhoods we live and work in.
Explore Reading servicesLancaster, PA
Serving Lancaster County families and investors with the same local care — from West End townhomes to Manheim Township estates.
Explore Lancaster servicesWhy Stony Brook
Why Clients Choose Stony Brook Financial Group
Clients choose Stony Brook Financial Group because the process starts with listening, education, and trust — not pressure.
Learn about our team- Over 20 years of mortgage and financial services experience
- Support for both strong credit and challenged credit situations
- Personalized guidance instead of one-size-fits-all advice
- Secure client portals and virtual consultations
- Local heart with multi-state reach
- Education-first approach
- Led by Joseph K. Schlamowitz, Managing Partner of SFG and mortgage lender with East Coast Capital
- Focused on transparency, teamwork, and long-term client relationships
Meet Our Team
Trusted Partners in Your Financial Journey
At Stony Brook Financial Group, our team is more than a group of financial professionals — we're trusted partners dedicated to helping our clients achieve lasting financial success. With decades of combined experience in credit consulting, mortgage lending, and real estate, we take pride in delivering personalized guidance with honesty, care, and transparency. Every member of our team shares one goal: to empower individuals and families to build stronger credit, secure homeownership, and create a brighter financial future.
See MoreStony Brook After Dark
Real conversations about credit, homeownership, real estate, money, and the stories behind the financial journey.
Stony Brook After Dark is a podcast from Stony Brook Financial Group featuring honest conversations around financial decisions, homeownership, credit, real estate, lending, and the personal stories that shape people's futures.
FAQs
Answers to the Questions We Hear Most
What is Stony Brook Financial Group?+
Stony Brook Financial Group is a financial services firm based in Reading, Pennsylvania that helps clients with mortgage guidance, credit counseling and restoration support, real estate support, investor services, and financial education.
Does Stony Brook Financial Group serve Lancaster, PA?+
Yes. Stony Brook Financial Group serves clients in Lancaster, Reading, Berks County, Lancaster County, and surrounding Pennsylvania communities. Virtual consultations are also available for clients in multiple states.
Are you a lender?+
Joseph K. Schlamowitz is a mortgage lender with East Coast Capital and the Managing Partner of Stony Brook Financial Group. Stony Brook Financial Group helps clients with mortgage guidance, credit counseling, real estate support, investor services, and financial education, while mortgage lending services are provided through Joseph's licensed lending role with East Coast Capital.
Can Stony Brook Financial Group help if I have challenged credit?+
Stony Brook Financial Group works with clients in a range of credit situations and helps them better understand their credit profile, possible challenges, and next steps. Results vary based on each client's unique financial situation.
What areas do you serve?+
Stony Brook Financial Group is based in Reading, Pennsylvania and serves clients in Reading, Lancaster, Berks County, Lancaster County, and across multiple states through secure virtual consultations.
What services does Stony Brook Financial Group offer?+
Stony Brook Financial Group offers mortgage guidance, credit counseling and restoration support, real estate support, investor services, and financial education. Mortgage lending services are provided through Joseph K. Schlamowitz's role with East Coast Capital.
Ready to take the next step?
Talk to our team about your mortgage, credit, or real estate goals today.